WebSep 9, 2024 · A lender or dealer may not treat married joint applicants differently from unmarried joint applicants based on the existence, absence, or likelihood of a marital relationship. A lender or dealer may consider your marital status as it affects the … WebFeb 16, 2024 · In addition, although a lender can ask gather factual information about some things (your gender and marital status), under the Fair Housing Act and the Equal Credit Opportunity Act, it can’t ...
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WebSep 28, 2024 · The lender must present the SCIF to one borrower on the loan application and ask the borrower to provide a preferred language for completing the loan transaction. The borrower is not required to select any of the language options in the "Language Preference" section, including “I do not wish to respond.” WebJan 3, 2024 · And, creditors may ask you to volunteer certain information that might seem discriminatory — for example, race, ethnicity, age, sex, and marital status (married, unmarried, or separated) — because it helps the government keep statistics that fight discrimination. You don’t have to supply the information. Equal Credit Opportunity Act small air purifier for cigarette smoke
Can we ask a customer their marital status? Bankers Online
WebMay 31, 2016 · Your status (plaintiff or defendant) The amount of money involved. The extent of your insurance coverage. The existence of counter-claims. The strength of your case. The reason lenders care about ... Webregard to sex or marital status.” Moreover, the statute makes it unlawful for “any creditor to discriminate against any applicant with respect to any aspect of a credit transaction (1) on the basis of race, color, religion, national origin, sex or … WebAlthough lenders can’t ask if you’re planning a family, they can ask about marital status and your number of dependents — though that may be to your benefit. The answers to these questions help lenders qualify you for special loan programs based on your combined household income. Physical Condition. Another topic that lenders are ... solid silver money box